Medical Evacuations
Insurance Claims
It is virtually impossible to go over all the insurance ins and outs on a website not knowing specific information about the policy and the patients condition.
Insurance companies have stringent requirements regarding the conditions necessary to qualify for air ambulance cost reimbursement. The first place to look to see if your trip qualifies is your policy with a comprehensive health care insurer, such as Blue Cross & Blue Shield, AIG, Aetna, etc. In most cases, an urgent medical need, documented by a physician, is required for reimbursement.
Remember: Medicare has an extremely stringent two-part requirement that virtually eliminates coverage under those insurances. If you are traveling abroad, Medicare does NOT provide coverage for hospital or medical costs outside the USA.
In some instances of medical necessity, Medicaid will cover air ambulance services.
Medical Travel Insurance
Travel medical insurance is for travelers who are leaving their home country. It provides coverage for medical emergencies and evacuations. Depending on the company selling it, it is sometimes called International Medical Insurance, International Travel Insurance, or Worldwide Medical Insurance.
The following coverage is typically found in a Travel Medical insurance plan.
- Reimbursement for unexpected medical costs due to emergency medical care.
- Reimbursement for unexpected dental costs due to an accident.
- Advance payments to medical facilities and help get emergency medical transportation when you are injured.
- Coordination of and payment for emergency medical evacuation services, including medical care providers to attend to you until you reach an appropriate medical care facility.
- AD&D and travel accident benefits to help take care of you or your family if you are seriously injured or killed while traveling.
- Emergency travel assistance services to help you locate a local an appropriate medical facility to care for your medical needs and those of your family.
Explain your situation to our Transport Specialist
